Medicaid Long-Term Care Planning

Did you know that approximately 70% of Americans who reach age 65 will require long-term care during their remaining years? While some individuals may receive unpaid care from family members, almost half will need some form of paid assistance. The average adult age 65 and older will receive long-term care services of some kind for approximately three years. 

The cost of long-term care or nursing home care in Omaha, NE can be significant with some communities charging $12,000 per month.  The impact of long-term care can be devastating.

Understanding Medicaid is crucial in planning for long-term care. Medicaid is a joint state and federal program that offers long-term care assistance in situations where the individual qualifies financially. 

Let’s start talking, call us today at 402.718.8888.

Together, we will explore all the elements of creating a long-term care plan.

When it comes to long-term care planning, it is best to start while you are still healthy. Having at least five years to plan allows for the most options and flexibility. However, even if there is an immediate need, there are still actions that can be taken.

LTC insurance is an essential consideration, as traditional Medicare does not cover long-term care beyond some initial skilled care after hospitalization. By obtaining supplemental LTC insurance, you can prepare for future care needs with policies tailored to your coverage preferences and budget.  We do not sell LTC insurance, but we are experienced in dealing with the different options.

Navigate the complexities of Medicaid long-term care planning and craft a comprehensive plan tailored to your unique circumstances with the assistance of our experienced team located in Omaha, Nebraska.

Contact us today at 402.718.8888 to learn more and get started with your long-term care planning.

How To Get Started

When you are ready to start planning, give our office a call to schedule a consultation: 402.718.8888. Most initial consultations last about 45 minutes and are designed to understand your situation and goals in order to guide you toward getting peace of mind.

Before you arrive, please gather these documents:

  • Your Estate Plan Documents
  • Personal Health Records